And I had both.
On Monday at 9:00 sharp, the inspector arrived. He was a man in his forties, thin, with thick glasses and a tablet in his hand. He introduced himself as Adrien, a state-certified civil engineer. He had a professional camera hanging from his neck and a tape measure on his belt.
“Good morning, Mrs. Olga. I’m here for the damage assessment.”
I let him in and watched as he went through each room with almost obsessive meticulousness. He took photos from multiple angles, measured every hole in the walls, checked the exposed electrical wires, took nonstop notes on his tablet.
He spent the most time in the kitchen. He ran his fingers along the edges where the cabinets had been ripped out. He inspected the water and gas connections left exposed. He took out a moisture meter and ran it along the walls.
“There’s structural damage here,” he said, pointing to a corner. “When they removed the cabinets, they damaged the waterproofing. There’s already moisture seeping in.”
“How serious is it?”
“If it’s not treated soon,” Adrien said, “in six months you’ll have mold all over this wall. And repairing mold is three times more expensive than preventing the seepage.”
He continued to the master bedroom. The damage there was even more obvious. The walls were not only half painted; they had removed parts of the drywall to modernize according to Matthew’s plans. Now there were areas where you could see the bare, vulnerable, porous brick.
“Do you have the original invoices for the materials you installed?” Adrien asked.
“Yes,” I said. “I have everything filed.”
“Perfect. That will help me calculate the exact replacement cost.”
We spent three full hours on the inspection. When he finished, Adrien sat with me at the dining room table and opened a document on his tablet.
“I’m going to be honest with you, Mrs. Olga. The damage is considerable. It’s not just a matter of reinstalling what they took out. There is structural damage that needs to be repaired first.” He scrolled, then turned the screen slightly so I could see. “And that’s my conservative estimate to repair everything to its original state.”
I felt like I’d been punched in the stomach.
$32,000.
More than double what Gregory had estimated.
“Are you sure?” I asked.
“Completely,” Adrien said. “And that’s not counting the cost of additional inspections the county will require now that structural damage has been documented. It could easily go up to thirty-five thousand.”
I leaned back in my chair.
Thirty-five thousand.
Matthew could never pay that. He worked in sales. He made decent money but lived on the edge, always spending more than he had. This would ruin him financially for years.
“I’m going to send the full report to your lawyer today,” Adrien continued. “With all the photographs, measurements, and the cost breakdown. If you’re going to proceed legally, this is solid evidence.”
After he left, I called Gregory.
“Thirty-five thousand,” I said when he answered.
There was silence on the other end.
“That’s much more than we thought,” Gregory said finally.
“I know.”
“Olga,” he said carefully, “I need to ask you something important. Do you really want to go all the way with this? Thirty-five thousand is an amount that could financially destroy Matthew. We’re talking about wage garnishments affecting his credit history for years.”
“Are you asking me to forgive him?”
“I’m asking if you’re prepared for the consequences,” Gregory said. “Not just for him, but for you. This is going to get public. There will be a trial. It will be in public records. People are going to have opinions.”
“Let them,” I said.
“All right,” Gregory replied. “Then we’ll proceed. I’ll file the suit this week. Matthew will be served in about ten days.”
I hung up and went for a walk on the beach. The sun was high, burning. I walked for an hour, letting the water lap at my feet, feeling the hot sand under my soles. I tried to order my thoughts, my emotions, but everything was a whirlwind.
Was I being cruel? Probably. Was I being fair? Absolutely.
When I got back to the house, there was a car parked outside—a brown sedan I recognized immediately. It was Lydia, my best friend of thirty years, my colleague from the hospital. She was sitting on the deck waiting. She was seventy-two, with stark white hair cut in a modern style and that look of concern I knew so well.
“Lydia,” I said, surprised. “What are you doing here?”
“I heard what happened,” she replied. “Well, part of the story at least. Khloe has been posting all over social media, and you know how it is. Everyone is talking.”
I sat down next to her. “What is she saying?”
“That you threw your son out on the street,” Lydia said. “That your daughter-in-law’s mother is hospitalized from the stress. That you preferred your house to be empty rather than have your family close.” She paused, studying my face. “But I know you. And I know that if you got to this point, it’s because you had your reasons.”
So I told her everything—every detail. The work without permission, the power of attorney, the plans to mortgage my house, the way they spoke to me, everything.
Lydia listened without interrupting, nodding occasionally. When I finished, she sighed deeply.
“You did the right thing.”
“You think so?” I asked.
“I’ve spent thirty years watching you sacrifice for that boy,” she said softly. “You paid for his education, his debts, his wedding, and now they wanted your house. Where does it end? When is it enough?” She reached over and squeezed my hand. “He’s your son, but you’re his mother, not his personal bank, not his property. You have a right to have boundaries.”
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